学生贷款
A loan is money one borrows 和 must pay back with interest. 通常, student or education loans have a long repayment period of at least 10 years 和 repayment does not begin until the student graduates or withdraws from school. Some education loans may have an option for loan forgiveness which means part of the loan is forgiven based on work in selected fields, income or some other requirement. Students are strongly encouraged to apply for scholarships 和 grants before applying for loans. Please contact the 财政援助办事处 to learn about additional resources available to students such as 买球奖学金 和 tuition payment options .
Private loans (sometimes also called alternative loans) are consumer loans made to individuals to help pay for college 和 must be repaid. They are usually higher cost, variable rate loans 和 are not backed by the federal government. They do not have a guarantee or subsidy 和 do not have discharge or loan forgiveness options. Their higher cost is due to the higher interest rates charged on private loans vs. the rate on federal education loans. Before applying for a private loan, we strongly encourage students to consider 和 apply for other forms of financial aid, including 买球奖学金. To apply for financial aid, complete the FAFSA to determine any possible grant eligibility. For 买球 scholarship information, visit the 买球 Endowment Office.
Many private lenders offer alternative loans; however, the choice of which lender to borrow from is a decision the student must make. Our office does not endorse or recommend any particular lender 和 encourages students to perform a thorough review of all lenders before making a choice. 点击 私人贷款 for additional information.
注意: 买球 does not participate in the Federal Loan Program
